Home Loan

Sound Home Loans

At Sound Home Loans, we believe that a mortgage tailored to your specific needs can be the key to unlocking a whole new chapter in life. That’s why we offer various home loan options designed to suit various borrowers, from first-time homebuyers to military families and rural buyers. Whether you’re stepping into homeownership for the first time or looking for a loan that fits your unique circumstances, we’re here to guide you every step of the way.


At Sound Home Loans, you’ll find a loan that aligns with your goals and helps you build the future you’ve envisioned.

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Types of Loans

Nowadays, there are many different types of loans, but don't worry, our experts will help you find the perfect fit.

Conventional Loans

Varying Credit Requirements

Conforming and non-conforming

Varying Terms (15 years & 30 years)

Fixed and variable rates


FHA Loan

Lessor credit requirements

(Min 500 FICO Score)

Low  down payment

Competitive interest rates

Construction Loans

Varying Credit Requirements

Down payment needed

Standard terms are 1 year

Construction plans


USDA Loan

Available in large parts of the USA

100% financing ($0 down)

It can be used for home purchases

No min credit score

VA Loan

As a benefit of your military service, the Department of Veterans Affairs provides exclusive resources to help veterans and active-duty service members purchase a home with little to no down payment. 

Reverse Mortgage

A reverse mortgage is an innovative, risk-free way for homeowners to tap into their home’s equity without creating monthly payments

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